Voluntary Benefits

EXTRA PROTECTION WHEN YOU NEED IT MOST

Voluntary benefits provide employees with affordable options to safeguard their financial well-being during medical emergencies. These supplemental policies help cover unexpected expenses, ensuring stability when it matters most.

freepik__the-style-is-candid-image-photography-with-natural__63623.jpeg

Coverage for Unexpected Medical Expenses

Voluntary benefits complement employer-paid strategies and allow employees access to valuable benefits that help them financially when they need it most. These low-cost benefits can help employees pay their medical expenses when the unthinkable happens. Studies indicate that about 66% of bankruptcies are linked to medical issues, either directly or indirectly. This includes not only the medical costs themselves, but also lost income due to an inability to work during illness or recovery.

Available Voluntary Benefits

freepik__the-style-is-candid-image-photography-with-natural__63624.jpeg

Accident Policy

Accidents happen. When a covered accident happens to you, an accident insurance policy pays you cash benefits to help with unexpected medical expenses, such as hospitalization, surgery, ambulance ride, diagnostic exams and physical therapy.

freepik__the-style-is-candid-image-photography-with-natural__63625.jpeg

Cancer Policy

A cancer insurance policy can help you and your family better cope financially if a positive diagnosis of cancer ever occurs. Policy benefits include initial diagnosis benefit, chemotherapy, hospital stay, surgery, as well as hospice and nursing services.

freepik__the-style-is-candid-image-photography-with-natural__63626.jpeg

Critical Illness Policy

When a covered critical event such as a heart attack, stroke, organ transplant, Alzheimer’s, Parkinson’s disease or heart surgery occurs, this policy pays a lump sum to assist with the cost of treatment and hospitalization.

freepik__the-style-is-candid-image-photography-with-natural__70451.jpeg

GAP Policy

Health care expenses are on the rise. A GAP policy is designed to work with your major medical plan to help fill the gaps left by high deductibles and copays. We customize the policy to cover part or all of your deductible and many of the out-of-pocket costs left after your major medical insurance has paid. The GAP policy is guaranteed issue with no medical questions or exams so all employees on the major medical plan are eligible.

construcción|edificación|fabricación|cimentación

LOW-COST POLICIES PROVIDE IMPORTANT PROTECTION

Great Benefits Attract Great Employees

A comprehensive benefits package that includes voluntary benefits will help your business to attract and retain the right employees. Our benefits team can design a benefits package customized for the needs of your business and your employees. Get in touch today and let us match you with the perfect coverage.

Call (954) 374-7525